Sample output — illustrative data, not a real company
See what Bylanz produces
This is exactly what you get after uploading a few bank statements or linking an account — a standardized, lender-ready statement with totals, ratios, and a debt schedule computed automatically. No account needed to look around.
As of 2026-06-30
Assets
| Current Assets | |
| Cash and cash equivalents | $84,200.00 |
| Accounts receivable | $46,500.00 |
| Inventory | $31,800.00 |
| Total Current Assets | $162,500.00 |
| Intermediate Assets | |
| Equipment (net of depreciation) | $58,000.00 |
| Total Intermediate Assets | $58,000.00 |
| Long-Term Assets | |
| Leasehold improvements | $22,000.00 |
| Total Long-Term Assets | $22,000.00 |
Real Estate None — add real estate items when generating or updating this statement. | |
| Total Real Estate | $0.00 |
| Total Assets | $242,500.00 |
Liabilities
| Current Liabilities | |
| Accounts payable | $28,400.00 |
| Accrued payroll | $9,600.00 |
| Total Current Liabilities | $38,000.00 |
| Intermediate Liabilities | |
| Equipment loan — current portion | $12,000.00 |
| Total Intermediate Liabilities | $12,000.00 |
| Long-Term Liabilities | |
| Equipment loan — long-term portion | $36,000.00 |
| Total Long-Term Liabilities | $36,000.00 |
| Total Liabilities | $86,000.00 |
Equity
| Owner's capital | $120,000.00 |
| Retained earnings | $36,500.00 |
| Total Equity | $156,500.00 |
| Total Liabilities and Equity | $242,500.00 |
Schedule of Notes Payable
| Lender | Description | Original Amount | Current Balance | Rate | Maturity | Payment |
|---|---|---|---|---|---|---|
| Community Bank & Trust | Equipment loan | $60,000.00 | $48,000.00 | 6.5% | 2029-03-01 | $1,150.00 / Monthly |
| Total | $48,000.00 | |||||
Financial Ratios
- Working Capital
- $124,500.00
- Current Ratio
- 4.28
- Debt-to-Asset Ratio
- 35.0%
- Equity-to-Asset Ratio
- 65.0%
- Debt-to-Equity Ratio
- 0.55